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Medical Insurance

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What is Medical or Health Insurance?

Your medical insurance comes into play when you have an eye problem or disease, or when a medical condition affects your eyes. Some common conditions where medical insurance applies include:

When scheduling your appointment, clarify the purpose of your visit to ensure appropriate billing to your insurance. Always bring your insurance card(s) to every appointment.

Medical Insurance Plans

We participate in many major health insurance plans, including:

Please note: Coverage varies with each patient and insurance company. Our staff will help you determine your eligibility prior to the appointment, but it ultimately is your responsibility to know your insurance benefits. Call the member phone number on your insurance card to ensure your plan is accepted by our office.

Most health insurance companies do not cover non-medical office visits such as routine eye exams and refractions, and we do not accept vision plans tied to health insurance plans. If you have questions about coverage, please contact our office prior to your appointment. In some instances, there are additional fees that cannot be determined until after your visit with the doctor.

While we are happy to file your insurance claim, you should expect to pay any co-payments, deductibles and payment for non-covered services, such as refractions, at the time of your appointment. We accept cash, personal checks and credit cards.

What is a Refraction?

A refraction determines whether you need a new prescription for eyeglasses or contact lenses. Health insurance typically doesn’t cover the fee for a refraction. 

Simplifying the Complexity

Insurance can be complex, but understanding your coverage is essential. Contact your insurance provider for policy details or reach out to us if you have any questions. We’re here to help you make the most of your benefits and ensure your eye health needs are met.

We also request that you make arrangements to settle your account if your insurance company has not done so within two months of your visit. Payment plans for certain procedures can be established through our patient services department.

Financing

CareCredit healthcare credit card for better vision

Learn more about CareCredit

There is an easier way to pay for your vision care including LASIK. We’re pleased to accept the CareCredit credit card, North America’s leading patient healthcare financing program. CareCredit lets you begin your procedure immediately — then pay for it over time with monthly payments that fit easily into your monthly budget. Whether you’re considering LASIK, need cataract surgery, or it’s simply time for new glasses or contacts, CareCredit can help you see clearer, sooner.

Your Healthcare Credit Card

CareCredit is the credit card exclusively designed for healthcare services. CareCredit offers special financing on purchase of $200 or more* for healthcare procedures not commonly covered by insurance, including LASIK and Premium-IOLs. Why put off improving your vision tomorrow, when you can see clearer today?

Learn more by visiting CareCredit.com or contacting our office. Ready to apply? Apply Online for your CareCredit card today.

*Subject to credit approval. Minimum monthly payments required. Visit www.carecredit.com for details.

Pay your bill using your existing Care Credit account by clicking here:  https://www.carecredit.com/go/PZV422/

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